If you’re a driver who’s been involved in certain traffic violations or accidents, you may have encountered the term “SR-22” insurance. This special type of insurance is required in some states as a way to demonstrate that a driver meets the state’s minimum car insurance requirements. While it’s not a standalone insurance policy, understanding what … Read more
A car accident, whether it’s your fault or not, can be a stressful and overwhelming experience. But the aftermath often lingers long after the accident itself — especially when it comes to your insurance. One common concern that many drivers have is how long a car accident stays on their insurance record, and how it … Read more
When it comes to car insurance, understanding the terms of your policy is essential for ensuring you’re fully covered when you need it the most. One term that many drivers might be familiar with, but not fully understand, is the “grace period.” While it might seem like just another insurance term, the car insurance grace … Read more
When it comes to saving money on insurance, bundling is one of the most talked-about strategies. Bundling means purchasing more than one type of insurance policy—typically car and home insurance—from the same provider. Insurers often advertise significant discounts for customers who choose to “bundle and save,” and for many, it’s an appealing offer. But is … Read more
Whether you’re stashing away your convertible for the winter or storing a classic car you only take out for special occasions, you might be wondering: Do I still need car insurance if the car is just sitting in storage? The short answer is yes, but it depends on what kind of coverage you want to … Read more
When buying a used car or borrowing a vehicle, one of the first things you should ensure is that the car has active insurance. Driving an uninsured vehicle can result in severe penalties, accidents that leave you financially exposed, and problems with the law. Thankfully, verifying a car’s insurance status is relatively simple with the … Read more
If you’ve ever been involved in a car accident or suffered damage to your vehicle, you know that filing a car insurance claim is an essential step toward getting your vehicle repaired and restoring peace of mind. But once you’ve filed that claim, one question often lingers: How long will it take to process? The … Read more
Car insurance is a necessity for every driver, but life doesn’t always follow a predictable pattern. There are times when you might no longer need a car temporarily or when you’re looking to cut down on expenses. In these situations, it may seem logical to pause or suspend your car insurance rather than cancel it … Read more